California’s poverty problem is mainly a cost-of-living problem, not simply a “people don’t work” problem. California is a very wealthy state, yet it has the nation’s highest cost-of-living-adjusted poverty rate…
Democracy is often celebrated as one of humanity’s greatest political achievements. It gives people a voice, protects individual rights, and offers a system in which power can change hands without…
1. Definitions Ambition Ambition is the strong desire and determination to achieve or become something greater. It is forward-looking, rooted in striving, progress, and potential. Examples: A student aiming to…
On Life and Happiness 1. “The good life is one inspired by love and guided by knowledge.” 2. “To be without some of the things you want is an indispensable…
We live in a world that constantly tells us to chase more. More money, more comfort, more status, more entertainment, more possessions. Yet many people discover, often too late, that…
The Two Phases of Life Life, for most people, unfolds in two quiet but powerful phases. The first is the wealth-accumulation phase. The second is the wealth-spending phase. The tragedy…
I. RATIONALITY, REASONING & REALITY “Being rational is a moral imperative. You should never be stupider than you need to be.” “Whenever you think something or some person is ruining…
Here are 10 effective things you can do to avoid boredom, blending mental, physical, and emotional stimulation: 1. Set Micro-Goals for the Day Break your day into small challenges —…
Charlie Munger presented this in a 1986 talk at Harvard, describing what NOT to do if you want a good life. 1. Be unreliable. Break your promises. If people can’t…
Astrology has fascinated human beings for thousands of years. Many people read horoscopes for guidance, comfort, or curiosity, and some feel that astrology describes their personality with surprising accuracy. But…